Holded pricing in 2026: the real cost, add-ons and fine print included

1. The short answer

For most SMEs the plan that matters is Standard, at €69 a month. It is the first one with automatic journal entries, corporate tax filing and the option to add payroll. Below it, Basic works if your accountant keeps the books.

There is a 14-day free trial with no card required. New customers also get a discount for the first three months. Until 30 November 2026 it is 70%, and from 1 December it goes back to 50%, according to Holded's own page.

2. What changed in Holded's pricing in 2026

Between October and November 2026 Holded renamed its plans and raised prices. Archived copies of its pricing page from late September and early October still show the previous plans.

Price is not the only change. To compare fairly, look at what you gain and what you lose:

• Gained: invoices are now unlimited on every paid plan. Before, Básico allowed 1,000 a year, Estándar 3,000 and Avanzado 10,000.
• Gained: corporate tax filing moves down from Advanced to Standard.
• Lost: inventory and team management are no longer part of the mid-tier plan and become paid add-ons.

If you are already a customer, note that Holded's terms allow it to change prices with 15 days' notice.

3. What each plan includes

4. Paid add-ons (what Holded calls Gems)

This is where the price really changes. Many features a business takes for granted are paid separately, every month:

Some add-ons are free: the Wallet card, recurring invoices, reminders, pro forma invoices, e-signature, TicketBAI and forms.

5. What you really pay: four examples

We calculated the yearly cost for four typical businesses at list price, without the introductory discount and excluding VAT. For a company or a freelancer in Spain, VAT is usually deductible.

The first year is slightly cheaper because of the introductory discount. With 50% off the first three months, Standard costs €724.50 in year one instead of €828. With the 70% offer running until 30 November 2026, €683.10. From year two you pay the full price.

Holded lets you pay yearly, but it does not lower the price for doing so. According to the calculation on its own page, the yearly payment is the three discounted months plus the remaining nine at list price. Paying monthly gives you more room to change.

6. What the pricing table leaves out

• One subscription per company. Each account is tied to a single tax ID. If you invoice through two companies, you pay for two plans. There is no group pricing.
• Cancelling means deleting the account. Holded does not let you pause the subscription. Cancelling deletes the company and its data, and the help centre warns that afterwards you won't be able to view or download any document. Export every section to Excel first.
• No proration. You pay in advance and the month you cancel is charged in full. If you upgrade, the new price applies from the next invoice.
• Downgrades one step at a time. From the dashboard you can only move to the plan immediately below. To go further down, you have to ask support.
• Card only. No bank transfer or direct debit.
• Support. Phone and priority email are only on Advanced and Premium. On other plans you get the help centre and chat, or the €50-a-month premium support add-on.
• Free or paid migration. Holded promises to import your data at no cost, but assisted implementation, with accounting setup and training, is charged separately from €99.

None of this is unusual for cloud software. But it is worth knowing before you choose a plan, especially the cancellation point: if you ever switch, the export has to happen before you cancel.

7. Holded vs Sage: prices compared

Sage has three products that compete with Holded in Spain. Sage Active is its cloud software for small businesses. Sage 50 is the successor to ContaPlus, available on desktop or in the cloud. Sage 200 is aimed at mid-sized companies.

Public reviews are close: Holded scores 4.2 out of 5 on Trustpilot with about 2,450 reviews and Sage 4.0 with about 20,250, although Sage's profile covers all its products and countries. The most repeated complaints about Holded are the price increases, basic features locked behind expensive plans, support on the lower plans and having to delete the account to stop paying.

8. VeriFactu and e-invoicing: what each plan covers

Holded includes VeriFactu, Spain's new anti-fraud invoicing system, on every plan, including the free one, with no extra module to pay for. Sage includes it in Sage Active, Sage 50 and Sage 200.

On dates, as of 9 November 2026 the law in force (Royal Decree-law 15/2025) requires companies to have compliant software before 1 January 2027 and everyone else before 1 July 2027. The Spanish Treasury announced on 5 October 2026 that it will push this back to October 2028, but that change has not yet been published in the Official State Gazette (BOE).

Mandatory B2B e-invoicing does have a fixed date. Under Royal Decree 238/2026 and the order that triggered it on 6 October 2026, it applies from 6 October 2027 to businesses invoicing more than €8 million a year and from 6 October 2028 to everyone else. Holded already lets you send invoices to public bodies on every plan.

9. What it costs to get it up and running

A freelancer can get started with Holded alone in an afternoon. In a company, the work is in everything around it: setting up taxes, invoice series and the chart of accounts correctly, migrating customers, products and balances, and connecting Holded with the online store, CRM or bank so nobody copies data by hand.

It's a common situation. According to Spain's statistics office (INE), in early 2026 only 14.5% of Spanish companies with fewer than 10 employees used an ERP, compared with 60.9% of those with 10 or more. Most small businesses are making the jump for the first time, and that is where the mistakes that later cost hours happen.

If you are still deciding between Holded and a fuller ERP, our Odoo vs Holded comparison explains when each one fits, along with how much it costs to implement Odoo.